Rental Cash Flow Analyzer
Tools & Truths from Jaxon Forge, Founder of MoneyForged.com
Why Cash Flow Is King – Not Net Worth, Not Hype
I’ve bought (and passed on) hundreds of deals. The ones that built my wealth? The boring ones that cash flow positive from day one. Cash flow pays the bills, covers vacancies, funds repairs, and lets compounding do its thing without you sweating payroll.
Most landlords lose because they ignore expenses or chase appreciation. I run every deal through math like this: gross rent minus realistic ops (50% rule as baseline), minus debt service. If monthly cash flow isn’t positive and strong, I walk—no exceptions.
Use this calculator to vet your next rental. Input conservative numbers. If it still looks good, dig deeper. If not, next deal.
Rental Property Cash Flow Calculator
Crunch the numbers like a landlord who wants to stay rich.
Quick Rules I Live By
- Target 8-12%+ Cash-on-Cash Return minimum for leveraged deals.
- Cap Rate >7-8% in most markets—higher risk, higher reward.
- Positive monthly cash flow after ALL expenses or pass.
- Use the 1% Rule as a quick screen: Monthly rent ≥1% of purchase price.
More articles dropping soon: “Why Cash Flow Beats Net Worth Every Single Time”, “The Hidden Leverage of Owning Boring Businesses (and Rentals)”, “The Tax Strategies That Saved Me Six Figures Legally”.