REQUIRED MINIMUM
DISTRIBUTION (RMD)
CALCULATOR
The tool high earners use to stay ahead of the IRS and keep their wealth compounding.
Built by Jaxon Forge
Founder • MoneyForged.com • Self-made wealth architect
STORIES & ADVICE FROM JAXON FORGE
Why most people get crushed by RMDs — and how the disciplined few turn them into a wealth weapon.
I’ve watched high earners pull six and seven figures only to watch the IRS force them to take out more than they need — triggering massive tax bills and killing their compounding engine.
Comfort masquerading as “retirement planning.” That’s the silent killer. Real wealth builders treat RMDs like any other system: you master the rules so the rules don’t master you.
Use this calculator. Stay ahead. Keep forging.
Calculate Your 2026 RMD
RMDs begin at age 73 (or 75 depending on birth year). This tool uses the official 2026 Uniform Lifetime Table.
YOUR 2026 REQUIRED MINIMUM DISTRIBUTION
$0
DIVISOR USED (IRS Table)
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What this means for your wealth:
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